If you need more time to decide how to deal with your mortgage arrears, the government-backed Breathing Space scheme could help. If you're eligible, you could get 60 days of breathing space where your mortgage lender can't: 1. evict you 2. contact you 3. take. Even though the court might have granted your mortgage lender possession of your home, it might not be too late to stop the eviction going ahead. You. There is no fixed procedure for an eviction. For example, there are no rules about what time of day bailiffs can call, or what they must do or say. However, bailiffs must, act reasonably. They. Your lender must go through the courts before they can take possession of your property. This is called taking possession action. Your mortgage. If the court has granted your mortgage lender an outright possession order, the order will give a date by which you should leave your home. This is.